HOW TO AVOID LIMITED TORT
Having Full Tort is best because Limited Tort may limit your right to collect pain and suffering damages. But having Limited Tort on your insurance policy papers does not necessarily mean that you do not have a good case. Some, but not all, of the exceptions that might help you are as follows: Can your insurance company prove you chose Limited Tort? Was the other driver convicted or on ARD for driving under the influence? Did the other car have out-of-state plates? Did you occupy a business, leased, rental or governmental vehicle? Did you occupy a vehicle used as a
ACCIDENT RELATED SUBROGATION- HOW TO MINIMIZE IT
In Pennsylvania, accident related medical bills, other than car accidents covered by first party benefits, will be paid by your own health insurance. If you have Medicare, Medicaid, Workers’ Compensation, Veterans Administration benefits, an HMO or any other private health insurance plan, there will almost always be subrogation claims in the event of a settlement. Non-ERISA health plans may be barred from subrogation in Pennsylvania car accident cases. There are a number of legal and medical issues that can be raised in order to try to reduce the subrogation lien. The legal issues require the collection and review of the underlying