In Pennsylvania, accident related medical bills, other than car accidents covered by first party benefits, will be paid by your own health insurance.  If you have Medicare, Medicaid, Workers’ Compensation, Veterans Administration benefits, an HMO or any other private health insurance plan, there will almost always be subrogation claims in the event of a settlement.  Non-ERISA health plans may be barred from subrogation in Pennsylvania car accident cases. There are a number of legal and medical issues that can be raised in order to try to reduce the subrogation lien.   The legal issues require the collection and review of the underlying

In Pennsylvania, if you are injured in an accident and receive a settlement, there may be a legal duty to repay the health insurer who has already paid your medical bills.  This is referred to as subrogation. Subrogation arises out of various laws such as Medicare, Medicaid, Workers’ Compensation, and Veterans Administration heath care. Subrogation also arises out of the private health care insurance contract that paid your hospital and medical bills.  Typical language found in a health care booklet states that:  “The Plan also has the right to seek payment and/or reimbursement from you if you receive a payment, settlement, judgment